Day 15 – Shouldn’t Worship Be Free?

Verse of the Day

All this, O king, Araunah gives to the king.” And Araunah said to the king, “May the LORD your God accept you.” But the king said to Araunah, “No, but I will buy it from you for a price. I will not offer burnt offerings to the LORD my God that cost me nothing.” So David bought the threshing floor and the oxen for fifty shekels of silver. And David built there an altar to the LORD and offered burnt offerings and peace offerings. So the LORD responded to the plea for the land, and the plague was averted from Israel. 2 Samuel 24:22-25

Action Step

Give as an act of worship.

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Day 13 – The C-Word that will Save You Money

Verse of the Day

Now the full number of those who believed were of one heart and soul, and no one said that any of the things that belonged to him was his own, but they had everything in common. Acts 4:32

Action Step

Find some creative ways to save money and stay faithful to your goals.

Summary

In this episode of the 40 Days of Stewardship Brian mentions an article from The Wall Street Journal that offers a creative way to save money. Read the article here.

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Day 10 – What Debt Does to You

Verse of the Day

The rich rules over the poor, and the borrower is the slave of the lender.

Proverbs 22:7
 

Action Step

Add up the amount of interest you will pay on loans this year.
 

Summary

Consumer debt is readily available in America. But just because it is available doesn’t mean it’s affordable. In this stewardship tip we look at what debt does to us and why we need a strategy to get rid of it.

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Day 9 – Get MAD at Debt

Verse of the Day

The rich rules over the poor, and the borrower is the slave of the lender. – Proverbs 22:7

Action Step

What is your smallest loan payment?

Summary

The consumer loan industry in America is massive. They aren’t lending you money because they are generous. They are lending you money because you and I are making them rich! In today’s stewardship tip we think about how much of our money we are sending to someone else in loan payments. Let’s get MAD at debt. 

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Day 8 – Protect the Tithe

Verse of the Day

8 Will man rob God? Yet you are robbing me. But you say, ‘How have we robbed you?’ In your tithes and contributions. 9 You are cursed with a curse, for you are robbing me, the whole nation of you. 10 Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the LORD of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need. 11 I will rebuke the devourer for you, so that it will not destroy the fruits of your soil, and your vine in the field shall not fail to bear, says the LORD of hosts.

Malachi 3:8–11 (ESV)

 

Action Step

Designate the first %10 of your income as a tithe and give it as an offering of obedience to the Lord.

Summary

The tithe is the first %10 of our income. The Bible teaches that the tithe is the beginning of our budget. The Lord blesses the tithe and invites His people to test Him with it. He promises He will bless those who tithe. 

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Day 7 – What About the Weekend?

Verse of the Day

For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs. 1 Timothy 6:10 (ESV)

Action Step

Look at your budget and make a plan for the weekends.

Summary

The things you love can KILL you! This is especially true when it comes to budgeting. How can we have enjoyable weekends, but stay faithful to our budget? You have to make a plan. Learn to cut back, but still have fun. It does not good if we eat the money we had for next week’s bills, this weekend, at our favorite restaurant! Look ahead. Plan ahead. And you will REALLY enjoy the weekends!

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Day 6 – Look a Long Way Off

 Verse of the Day

27 Whoever does not bear his own cross and come after me cannot be my disciple. 28 For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it? 29 Otherwise, when he has laid a foundation and is not able to finish, all who see it begin to mock him, 30 saying, ‘This man began to build and was not able to finish.’ 31 Or what king, going out to encounter another king in war, will not sit down first and deliberate whether he is able with ten thousand to meet him who comes against him with twenty thousand? 32 And if not, while the other is yet a great way off, he sends a delegation and asks for terms of peace. 33 So therefore, any one of you who does not renounce all that he has cannot be my disciple. Luke 14:27–33 (ESV)

Action Step

Finish building your first monthly budget.

Summary

In long distance activities like hiking, running, or biking the first mile feels TERRIBLE. But you have to keep two things in mind. 1) You have to make some choices in the beginning in light of the distance. 2) You keep the goal in mind, knowing that if you just keep going, you’re going to get there. Your budget is the tool you need to see your goals a long way off. Use it to make some adjustments that may not feel good now, but will pay off big later.

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Day 5 – Money Fights

 Verse of the Day

However, let each one of you love his wife as himself, and let the wife see that she respects her husband. Ephesians 3:33

 Action Step

Read and discuss Rachel Cruze’s article 7 Steps to Stop Fighting Over Money.

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Day 4 – Stop the Money Drain

 Verse of the Day

Know well the condition of your flocks, and give attention to your herds. 

Proverbs 27:23 (ESV)

 Action Step

Use an app or some sort of system to track your expenses/spending.

 Summary

Counting sheep not only solves sleep problems, but it also solves money problems. Many people say that they have too much month at the end of the money. So where did it go? How do we stop the money drain? Change your mentality from devouring your resources to making decisions so that they may dwell with you. In today’s stewardship tip, Pastor Brian challenges you to setup a system that will help you track your expenses. Easter egg: On this day in 1906 the football rules committee legalized the forward pass.

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Day 3 – Your Biggest Money Problem

 Verse of the Day

Know well the condition of your flocks, and give attention to your herds.
Proverbs 27:23 (ESV)

 Action Step

Inventory your income and your assets. How much do you have coming in? How much do you have on hand?

 Summary

Most people believe that their biggest money problem is that they don’t have enough of it. But that isn’t true. You’ll make the same mistakes with a lot as you do with a little. And the truth of the matter is, most everyone, has enough – they just don’t know how much is enough. In this stewardship tip Pastor Brian challenges you to inventory your income and your assets. How much do you have coming in each month and how much stuff/material do you have on hand that you could turn into cash? If you don’t know what you’ve got, you don’t know where it’s going. Knowing your income is the first step in budgeting.

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